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PaymentsSource features insights from InstaMed Co-Founder and CTO Chris Seib.

Read the full article, Retail-style payment plans are the cure for rising health care costs, on PaymentsSource. Below is an excerpt from the article.

Payment plans are the answer to manage health care collections. Patient payment responsibility has risen dramatically over the past few years, high-deductible health plans aren’t going away anytime soon, and most consumers don’t have enough savings to cover an unexpected medical bill.

85% of covered workers in 2018 had a deductible as part of their health plan, up from 59% in 2008, according to the Kaiser Family Foundation. The average amount of the deductible rose as well, from $735 in 2008 to $1,573. Simply put, as health care costs rise, high-deductible health plans (HDHPs) have become extremely popular among employers looking to shift that financial burden.

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